Frequently Asked Questions

What is O’vil Farms?
O’vil Farms is the agro-investment arm of Oroterra Havilah Farm & Industries. We offer investment opportunities in cassava and honey production with up to 50% ROI per cycle.

Is this a real farm or just an online scheme?
We are a real, registered agribusiness with physical farms. Your investment goes directly into actual farming and produce sales.

Who can invest?
Anyone above 18, living in Nigeria or abroad, looking to earn passive income through agriculture.

Do I need to be a farmer?
No. We manage the farms completely. You simply fund a cycle and earn returns.

How much can I earn?
You can earn up to 50% ROI at the end of each 12-month farming cycle.

Why 12 months?
Cassava and honey production are seasonal and require time for planting, growth, harvest, and sales. A full cycle ensures quality yield and profitable market timing.

What’s the minimum investment?
You can begin with as little as ₦50,000, depending on the project package.

How do I receive my profit?
At the end of the cycle, your capital + profit is paid directly to your bank account.

Can I reinvest?
Yes. Many of our partners roll over their capital and earnings into the next cycle.

Is this a Ponzi scheme?
Absolutely not. Returns are generated from real farm output and produce sales.

Are you registered?
Yes. Oroterra Havilah Farm & Industries is fully registered under Nigerian law.

Are the farms insured?
Yes. We insure against natural disasters and unforeseen risks to protect your investment.

Can I visit the farms?
Yes. Investors can schedule farm tours with our team.

How do I monitor my investment?
We provide regular updates via WhatsApp, email, and investor reports.

Who manages the farm?
Our experienced team of agronomists, apiculturists, and farm professionals handle everything.

Can I withdraw before the cycle ends?
No. Agriculture requires a full cycle for harvest and sales. Early withdrawals are not available.

What if the farm underperforms?
We focus on risk management and always prioritize capital preservation. Insurance and professional practices help minimize this risk.

Can I invest from outside Nigeria?
Yes. We welcome global investors.

Can I pay in foreign currency?
Yes. We accept both Naira and FX. Contact us for specific payment instructions.

How do I get started?
Visit our website, select a package, make payment, and receive confirmation. We’ll take it from there.

Can I speak with someone?
Yes! Call or WhatsApp us for a free consultation or assistance anytime.

What if I have more questions?
We’re always available via WhatsApp, phone, or email. Reach out and let’s help you.